Definitions
"We", "Us", "Our", "Fresh!" and "Fresh Insurance" means Fresh Insurance Services Group Ltd.
"You" and "Your" = The person who wishes to use our services.
This privacy policy sets out how Fresh Insurance Services Group Ltd  uses and protects any information that you give us when you use this website.
We are committed to ensuring that your privacy is protected. Should we ask you to provide information, you can be assured that it will only be used in accordance with this privacy statement.
Fresh Insurances Services Group Ltd may change this policy by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from July 2014.

Use of Your Personal Information
We will use your information for processing your quotation, managing and administering your policy, claims handling and responding to complaints or policy enquiries. In administering your insurances it will be necessary for us to pass your information to insurers and other product or service providers which may also provide us with business and compliance support.
If relevant your policy details will be added to the Motor Insurance Database (MID), run by the Motor Insurers Information Centre (MIIC). This may be consulted by the Police in order to establish who is insured to drive the vehicle. If you are involved in an accident, (in the UK or abroad) other UK Insurers, the Motor Insurers Bureau and MIIC may search the MID to ascertain relevant policy information. Persons with a valid claim in respect of a road traffic accident (including citizens of other countries) may also obtain certain information which is held on the MID. You can find out more about this at www.miic.org.uk.

Fresh Insurances Services Group Ltd and other carefully selected third parties may use your information to keep you informed by post, telephone, SMS or email about current and new products and services which may be of interest to you. Your information may also be disclosed and used for these purposes if you have received a quotation from us or after your policy has lapsed. If you do not wish your information to be used for the purpose of such marketing or research, please advise us in writing.

Cookies
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Universal Analytics
Any data collected from our site is in accordance with all laws and regulations relating to the protection of personal data including the Data Protection Act 1998 (as may be amended) (the "Data Protection Act"). Further details on the Data Protection Act can be found on the Information Commissioner's website (www.informationcommissioner.gov.uk)
For our reporting needs as well as system administration we may gather data about your computer which can include your IP address, operating system and browser type. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.
Google Analytics is a web analytics tool that helps website owners understand how visitors engage with their website; this is also the only cookies we use on our site.
Google Analytics uses first-party cookies to track visitor interactions, as does this website. User data gathered in Google Analytics can be analysed helping us to improve our site.
In addition our visitor data will allow us to send out personalised content, advertisements or links relevant to your geographic area or device-type.
Cookies contain information that is transferred to your computer’s hard drive. These cookies are used to store information, such as the time that the current visit occurred, whether the visitor has been to the site before and what site referred the visitor to the web page.
Our users have the option to opt out of Google Analytics without affecting their visit to our site – for more information on opting out of being tracked by Google Analytics across all the websites you use, visit this Google page.

Social Buttons
On many of the pages of the site you will see "social buttons". These enable users to share or bookmark the web pages. There are buttons for: Twitter and Facebook 'Like'. In order to implement these buttons, and connect them to the relevant social networks and external sites, there are scripts from domains outside of fresh.co.uk. You should be aware that these sites are likely to be collecting information about what you are doing all around the internet, including on Fresh's site. So if you click on any of these buttons, these sites will be registering that action and may use that information. In some cases these sites will be registering the fact that you are visiting Fresh.co.uk, and the specific pages you are on, even if you don’t click on the button if you are logged into their services, like Facebook. You should check the respective policies of each of these sites to see how exactly they use your information and to find out how to opt out, or delete, such information.

External Links
We provide links to third party websites as part of our service to you. We accept no responsibility for any statements, information, content and products associated with these third party websites. We accept no liability for these third parties for any viruses or anything else that could be infectious or destructive.

Security
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Protecting your personal information
We take the protection of your personal information very seriously. We will always check your identity when you call us.
If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by emailing us at unsubscribe@fresh.co.uk.
You may request details of your personal information which we hold about you under the Data Protection Act 1998. If you would like a copy of the information held on you please email info@fresh.co.uk. A fee of £10 will be charged to cover the administration of this request.
If you believe that any information we are holding on you is incorrect or incomplete, please email us as soon as possible, at the above address.